Membership Share/Savings Account - Your initial $25 deposit establishes and maintains your membership with the credit union. Savings accounts may be owned individually or with joint owners. There are no service charges and a detailed statement providing information on your account is mailed quarterly. $50 is required for interest to be paid on the account.
*Dividends compounded daily and paid monthly

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Checking - Baker offers FREE Checking with NO strings attached!

• No minimum balance to maintain
• Free Debit Card*
• Free Internet Banking at www.bakerfcu.org
• Free Online Bill Payer
• Free Bank By Phone at 1-800-332-0479
• Paperless E-Statements
• Options for Overdraft protection
• Free storage of your original checks

*A $.75 fee is charged when making a Debit Card purchase that requires input of your PIN #.
In order to avoid this fee say Credit when asked which method of pay you want.

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High Yield Savings - We offer a higher rate of interest when you maintain a minimum balance of $3,000 in a High Yield Savings Account. Plus, your rate of return increases with your balance. See our Rate Page for current rates on our High Yield Accounts. Deposit and withdrawals can be made at anytime without penalty.

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Holiday Club - Unlike other financial institutions dividends are posted monthly to your account, so you have a little more to spend when you receive your check in mid October. You can deposit any amount at anytime; you can even set up an automatic deposit from your checking account.

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Vacation Club - Start saving for your dream vacation. Just like our Holiday Club your interest is posted monthly. You can deposit any amount you decide, or better yet, have it automatically deducted from your paycheck or checking account.

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 Baker's traditional IRA's (tax-deductible)
Roth (nondeductible)
Education IRA's.

 Baker offers 2 types of investments for your IRA needs:

IRA Share Savings- Open for $25.00 and deposit when you want all year long

IRA Certificatre of Deposit- Open for $500.00 for a term of 3-36 months. Click here for rates  

IRA Contribution Limits

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Share Certificates of Deposit - Receive competitive rates on share certificates of deposit with a $500 minimum investment from 3 to 36 months.

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Business Accounts

Yes Baker does have Business Accounts and
once you see what our Business Checking Account comes with, you’ll wonder why you didn’t switch to Baker years ago.

BUSINESS SHARE SAVINGS& BUSINESS HIGH YIELD SAVINGS **
See chart for current rates

**You must have a maintain a Business Savings Account with $25.00
*Rates are subject to change without notice.

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