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You Have Dreams...We Have Money! When you need to borrow for any reason, we are here for you. We offer quick loan approvals, the lowest lending rates in the area and flexible repayment terms. Isn't it nice to know you can borrow money from someone you know and trust? |
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VEHICLE LOANS - If you're thinking of purchasing a new or used car, truck, RV, motorcycle, or boat, we can supply the financing. Our rates are as low as *4.75% APR for 35 months for new vehicles with quick approvals and convenient terms to fit any budget. *Subject to credit approval. Restrictions apply. Loans available on 2001 and newer models. *Rates may change at any time.
* Receive .25% off the rate on a personal or vehicle loan when you apply online. (Offer not combined with other discounts or promotions. On line application not applicable for home equity loans.) Click here for the On-Line Loan Application. (Note: For non Banking from Home members, your Acct No is your User ID, and your Password is your Social Security Number.)
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PERSONAL LOANS - Borrow up to $10,000 with rates as low as 8.00% APR for 60 months. Subject to credit approval. |
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MORTGAGES - When purchasing your first home, trading up, or refinancing Baker can help. We offer competetive interest rates, low closing costs, conventional fixed rates and adjustable rate mortgages. For more information visit www.njunionlenders.com Call 800-908-0005 or 973-200-3333.
*HOME EQUITY LOANS & LINES OF CREDIT When looking to tap the equity in your home, talk to Baker's loan advisors. We can help you reach your financial goals!
- Fixed rate home equity loans with rates as low as 5.25% APR for 36 months. *Up to 90% loan to value terms available.
- Adjustable rate home equity loans with rates as low as 5.75% APR for one year. Terms available to twenty years.
- A Home Equity Line of credit offers you the benefit of a revolving line so you can write yourself a loan when you need it. Line of credit at 5.00% APR.
- *Homeowners insurance is required on all property secured by loans. Offer valid on single family, owner occupied homes. There are NO closing costs and fees will be waived for loans/lines with new loans/lines of $10,000 or more. Subject to credit approval.
Save money when buying or selling your home with a discounted real estate service that has partnered with Baker. Visit www.cuhomediscounts.com to receive a 20% credit of the commission back at closing when you buy a home, and you will pay only 4% commission when selling your home. For information call them at 877-227-4215.
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INSTANT CASH - Baker's Instant Cash Line of Credit will help ease your mind when writing checks, and when unexpected expenses occur. Plus, its available to you when you need it and you can advance yourself a loan to cover unexpected expenses. |
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SHARE SECURED LOANS - Use the funds in your savings or certificate of deposit as collateral to receive a lower interest rate on a loan. |
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LOAN INSURANCE - For your peace of mind, optional credit or disability insurances are available on most loans. |
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VISA CREDIT CARDS - Available with rates as low as *8.90% APR and Bonus Points redeemable for merchandise and travel awards. *Subject to credit approval. |
