Click on our tutorial service above (Also in Spanish) to assist you when buying a new or used vehicle, a new home, your personal finances, or with identity protection.

Your dreams of home ownership may now come true!  We offer competitive rates, low closing costs and a full range of terms to meet your financial needs. This is the perfect time to purchase your first home, move to a larger home, or refinance your current mortgage. For rates and information visit www.njunionlenders.com.

• Now you can protect your identity by creating a unique Password when shopping on line. Verified by Visa is now available for both Visa credit and debit card users. To create your unique Password click here.

	Complimentary $1000 accidental death and dismemberment coverage You may receive $1000 basic Accidental Death and Dismemberment (AD&D) coverage at no charge.
	Also, Baker has a partnership with Motor Vehicle Certification Program (MVCP) where you can save money without negotiating. To speak directly with their advisors call 1-800-345-0990 or visit them at www.mvcp.com.
	Carfax Vehicle History Service. Carfax has over one billion records and can provide a detailed history report on virtually every registered used car or light truck since 1981. Using the 17-character Vehicle Identification Number (VIN) found on dashboards and title documents, Carfax can alert you to problems that can severley affect the safety, performance and resale value of a used vehicle.
	FREE "Lemon" Check. Before you buy a used vehicle take advantage of our free "lemon" check with a "manufacturer's buyback" title. Visit them at www.carfax4cu.com.
	Long Term Health Care Insurance -Don't let the cost of Long Term Care insurance threaten your future. Protect your savings and preserve your independence with a long term care insurance plan. There are a variety of benefits from which to choose. For more information call 1-800-443-6003, and a representative will be available to answer all your questions.
	Members Insurance for Auto/Home, etc. The CUNA Mutual Insurance Agency has partnered with Liberty Mutual Group to provide quality insurance products at competitive rates for autos, homeowners/tenants, umbrella liability, boat, motorcycle, motor home and recreational vehicles.  For a free, no-obligation rate quote, call toll-free 1-888-380-9287.
	Direct Deposit / Payroll Deduction Direct Deposit is the safest way to deposit your paycheck, pension or social security check, into your credit union accounts. Your money is electronically transferred and immediately available every pay period. Payroll Deduction allows you to have a portion of your net pay deposited directly into your credit union account.(s) It's a great way to establish a "no excuses" savings plan. Our Routing Number is 221277997.
	Members Supplemental Health and Disability coverage As a credit union member, you and/or your spouse may qualify for a variety of supplemental health and disability insurance plans through CUNA Mutual Society. For more information call them at 1-800-356-6006.
	Members Whole Life Insurance Plan CUNA Mutual Insurance offers credit union members (and their spouses) age 50 - 74 whole life insurance, an ideal supplemental coverage - offering both added life insurance protection and a cash-value benefit. For more information call them at 1-800-356-6006.
	Members Guaranteed Term Life Insurance This exclusive insurance plan can complement your existing protection portfolio-for as little as $1 per week. With term life insurance, you are covered for accidental death, as well as death from natural causes. For more information call them at 1-800-356-6006.
	C.U. Members Life Plan CUNA Mutual offers credit union members (and their spouses), from age 50 - 69, the C.U. Members Life Plan, which offers protection for your financial obligations in the event something happened to you. For more information call them at 1-800-356-6006.
	Internet Service Connect to the Internet through your credit union and CUisp. Receive three free mailboxes, personal web page, and toll free support 24/7. Unlimited access is only $15.95 per month. Sign up and receive your first 30 days FREE. To sign up visit www.cuisp.com or call 1-888-884-6386. Baker's access code is '22762'.
	Free Bill Pay, Internet Banking and Banking-by-Phone (Also in Spanish!) Pay bills on line and funds are deducted directly from your checking account. Access your credit union accounts 24 hours per day, 7 days per week. Verify account balances, transfer funds between accounts, request check withdraws, make loan payments and more. For Banking-by-Phone you will need a touch-tone telephone. Please call a Baker representative to receive a PIN # and call 908-859-0384 or 800-332-0479. (Also available in Spanish.)
	Free Switch Kits -  It's easy to switch checking accounts with Baker's ' Break Up' kit! It includes a handy check list to help you through the process with forms to give to your employer, and financial institutions that you may have automatic payments being deducted from.
	Kids Club
	Premiere 55 Club
	DISCOUNTS AVAILABLE TO BAKER FCU MEMBERS!
	1. A Home For Sale Realty - Save when you are buying or selling a home with a discounted broker service now available to Baker members. When buying you receive a credit back at closing and when selling your home you pay only 4% sales commission. For more information call them at (877) 227-4215. 2.  Caesar's Pocono Resorts Getaway Club- Baker members can choose from their all-inclusive packages at three different superb locations: Cove Haven, Paradise Stream or Pocono Palace.   (Baker Members' Getaway Acct. No is 24598.)  Some restrictions apply. Call 800-327-3992. 3. Clinton Acura - Receive a $500 discount off the purchase of any new our used vehicle in stock. 10% off any service and parts package. See Wyatt Vince. clintonacura.com. Located at 1756 Rt. 31, Clinton NJ 908-735-5555 4. H & K and Sons - Located at 135 S. 5th St. in Phillipsburg, NJ, next to Baker Federal Credit Union, is offering a 10% discount on oil changes. H & K and Sons is your one stop collision repair and service center. Use your Baker ID card. 908-387-1080. 5. Jiorle's Office Supplies - From office furniture to computer supplies to imprinted promotional products, Jiorle's can supply all your office needs. Receive a 25% discount or 'Super book' pricing (whichever is greater). Also, walk in customers pay only 3% sales tax. Call 908-454-3433, - 439 South Main St. in Phillipsburg, NJ. Use your Baker ID card. 6. Joe's Steak Shop - Receive 10% off from Joe's Steak Shop, located at 274 S. Main St. in Phillipsburg, NJ. Use your Baker ID card. 908-454-9545. 7.  Medieval Times Dinner & Tournament Show - Save 15% on admission and fees (excluding Saturday's) and 10% on merchandise with a Knight Club Card. See saving card. 8.  My Contact Lenses, Inc. - offers an immediate savings of 20% - 50% off what you currently pay for your contact lenses. (Soft lenses only) No Sales Tax, 100% satisfaction guaranteed, free shipping on orders over $60 on the Web and by mail. To order call 1-888-692-5266, or visit www.mycl.com. Our number is 1299. 9.  Phillipsburg Easton Honda - Receive a $500 discount off any purchase of a new or used vehicle and 10% off any service and parts purchase. *Excluding Honda Fit. See Wyatt Vince. 400 Rt. 519, Phillipsburg NJ  phillipsburgeastonhonda.com.  908-859-5800.  10. Parkway TV & Appliance - Receive a 10 year extended component warranty on Maytag, Jennair, Whirlpool, GE, Hotpoint, Kitchen-Aid, and Amana products. Also, Free removal and disposal of old appliance with Free Delivery on your new appliance. Simmons bedding available too.  Located at 754 Memorial Pkwy in Phillipsburg, NJ. 908-859-2232.
	In addition, the following benefits are available: Free Bill Pay and Internet Banking Free Switch Kits - We make it easy to change your checking account to Baker Safe Deposit Boxes Electronic Withdraws- You can arrange to have monthly payments to specific companies automatically deducted from your Share/Checking account. It's an easy, convenient way to handle many everyday bills. Our Routing Number is 221277997. Same Day Banking Travelers Cheques / Cashiers Checks / Wire Transfers US Savings Bonds Complimentary Notary Service / Signature Guarantees Vacation and Holiday Saving Clubs  Plus, your entire family may join!  Anyone related to a member through blood or marriage may join. And you may reamain a member for your entire life, even if you move, change jobs or retire! We are now OPEN to Warren County, NJ.
Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government's National Credit Union Administration (NCUA).