Consumer Loans

Vehicle Loans

Are you looking to purchase a new or used vehicle?  Perhaps you are looking to lower your payment on your current car loan you have with another lender?  BFCU has an auto loan to fit your needs and more importantly, fit your budget.

We offer:

  • New and Used Auto Loans
  • Guaranteed Match or Beat Rate Program*
  • Auto Refinancing
  • Low Rates
  • Flexible Terms
  • Guaranteed Asset Protection (GAP)
  • Up to 84 months 

*excludes 0% financing.  Cannot go below current floor rate of 2.25%


Personal Loans

At BFCU we understand that from time to time, unexpected situations come up such as an auto repair or replacing that old water heater.   Our Personal Loans allow you to borrow without any collateral.  Borrow up to $15,000 depending on your credit score.

Share Secured Loans

BFCU offers an option of securing a loan using money you have in your Regular Share Savings or Share Certificate of Deposit.  A Share Secured Loan is a great option for those who need cash but do not wish to deplete their savings.  So essentially, you are borrowing money from yourself at a low interest rate.  Share Secured Loans are a good fit for those who wish to establish credit or repair existing credit.

Visa Credit Card

At BFCU, our industry leading credit card products offer competitive pricing combined with a full array of reward options – making it easy to select and apply for the card that meets your needs.

Apply Online

Cash Reserve Line of Credit

With BFCU’s Cash Reserve Line of Credit, you will never have to worry about the possibility of unexpected overdrafts!  BFCU offers unsecured lines of credit up to $5,000 and you only pay for it when you use it.  You can use your Cash Reserve Line of Credit to:

  • Cover overdrafts in your checking account
  • Pay for unexpected car repairs
  • Replace a home appliance
  • Pay medical bills
  • Or for whatever you need!

As you advance, you can either pay your loan back through Online Banking, or we will send you monthly payment reminders.  Whatever works for you.

Relationship Pricing

BFCU offers relationship pricing discounts for our members who apply for consumer loans.** The following are the requirements:

  • .25% off published rates with Direct Deposit
  • .25% off published rates with any online loan application

**excludes Visa Credit Card and Cash Reserve Line of Credit

Apply for a Loan  Loan Rates