Equifax Data Breach

"Cyber criminals have stolen 143 million credit records in the recent hacking scandal at big-three credit bureau Equifax. At this point you have to assume that the bad guys have highly personal information that they can use to trick you. You need to watch out for the following things:

• Phishing emails that claim to be from Equifax where you can check if your data was compromised
• Phishing emails that claim there is a problem with a credit card, your credit record, or other personal financial information
• Calls from scammers that claim they are from your bank or credit union
• Fraudulent charges on any credit card because your identity was stolen

Here are 5 things you can do to prevent identity theft:

• First sign up for credit monitoring
• Next freeze your credit files at the three major credit bureaus Equifax, Experian and TransUnion. Remember that generally it is not possible to sign up for credit monitoring services after a freeze is in place. Advice for how to file a freeze is available here on a state-by-state basis: http://consumersunion.org/research/security-freeze/
• Check your credit reports via the free annualcreditreport.com
• Check your bank and credit card statements for any unauthorized activity
• If you believe you may have been the victim of identity theft, here is a site where you can learn more about how to protect yourself: www.idtheftcenter.org. You can also call the center’s toll-free number (888-400-5530) for advice on how to resolve identify-theft issues. All of the center’s services are free.

Where can I learn more?

Please visit the dedicated website www.equifaxsecurity2017.com:
• To see if you are potentially impacted, you can click on the Potential Impact Tab
• To enroll in complimentary identity theft protection and credit file monitoring services and how to find out if your personal information may have been impacted, you can click on the Enroll Tab.
• To learn more about the complimentary offering, you can click on TrustedID Premier Tab. TrustedID Premier provides you with copies of your Equifax credit report; the ability to lock your Equifax credit report; 3-Bureau credit monitoring of your Equifax, Experian and TransUnion credit reports; Internet scanning for your Social Security number; and identity theft insurance.
To speak to someone directly, Equifax has also established a call center at 866-447-7559, available every day (including weekends) from 7 a.m. – 1 a.m. EST, for individuals to ask questions.