Rates Loan RatesSavings Rates New/Used Vehicle Loan Term APR as low as1 New Auto Loan 3 - 36 mo 2.24% 37 - 48 mo 3.24% 49 - 60 mo 3.49% 61 - 66 mo 3.49% 67 - 75 mo 3.74% 76 - 84 mo 3.99% Used Auto Loan 3 to 36 mo 2.24% 37 - 48 mo 3.24% 49 - 60 mo 3.49% 61 - 66 mo 3.49% 67 - 75* mo 3.74% 76 - 84** mo 3.99% *2018 - 2022 model years only **2019 - 2022 model years only Personal Loans Term APR as low as1 up to 12 mo ($2,500 max.) 4.99% up to 24 mo 6.74% up to 60 mo 7.24% Home Equity Loans/ Line of Credit Term APR2 Call for rates Secured Loans Loan Type Term APR Share Secured up to 60 months 4.25% APR = Annual Percentage Rate 1Loan rates are listed as low as and are determined by the term of the loan and an evaulation of your credit. All rates quoted are subject to change. You rate may vary from the rate shown above. 2Annual percentage rate based on an index, the Wall Street Journal Prime Rate (which may change). The annual percentage rate may vary periodically. The minimum rate is the prime rate APR floor, and the maxiumum APR that can apply is 18% APR. You must maintain property and flood insurance (if necessary) on your dwelling. Maximum loan-to-value is 80% 3You must maintain property and flood insurance (if necessary) on your dwelling. Maximum loan-to-value is 80% 4Annual percentage rate based on an index, the Wall Street Journal Prime Rate (which may vary). The APR can change annually which is January 1st. The APR is Prime plus 3%. Maximum APR is 18% Regular Savings/Regular IRA Savings/Club Savings APR APY .01% .01% Money Market Balance APR APY $2,500-$9,999 .15% .15% $10,000 - $24,999 .15% .15% $50,000+ .20% .20% $2,500 minimum balance to earn dividend Share Certificate of Deposits/IRA Certificates Term APR APY 3 Months .10% .10% 6 Months .20% .20% 12 Months .30% .30% 24 Months .40% .40% 36 Months .50% .50% 48 Months .70% .70% 60 Months .80% .80% $500 Minimum required to open More rates and terms available on our First Commonwealth partner site. SEE MORE APY = Annual Percentage Yield; APR = Annual Percentage Rates All rates listed are effective April 1, 2022 and are subject to change without notice. Funds insured to at least $250,000 by the National Credit Union Administration.