Rates Loan RatesSavings Rates New/Used Vehicle Loan Term APR as low as1 New Auto Loan Up to 36 mo 1.99% 37 - 48 mo 2.25% 49 - 60 mo 2.50% 61 - 72 mo 2.75% 73 - 84 mo 3.00% Used Auto Loan Up to 36 mo 1.99% 37 - 48 mo 2.25% 49 - 60 mo 2.50% 61 - 72 mo 2.75% 73 - 84 mo 3.00% Personal Loans Term APR as low as1 Up to 60 mo 6.25% Home Equity Loans Term APR as low as1,3 Up to 36 months 3.25% APR as low as Up to 60 months 3.49% APR as low as Up to 84 months 3.74% APR as low as Up to 120 months 3.99% APR as low as Up to 180 months 4.49% APR as low as Up to 240 months 4.99% APR as low as Home Equity Line of Credit Term APR2 Up to 120 months 3.25% APR Secured Loans Loan Type Term APR Share Secured up to 60 months Div Rate + 3% Certificate Secured max term of CD Div Rate + 2% Cash Reserve Line of Credit Term APR4 Up to 36 months 6.25% APR APR = Annual Percentage Rate 1Loan rates are listed as low as and are determined by the term of the loan and an evaulation of your credit. All rates quoted are subject to change. You rate may vary from the rate shown above. 2Annual percentage rate based on an index, the Wall Street Journal Prime Rate (which may change). The annual percentage rate may vary periodically. The minimum rate is the prime rate APR floor, and the maxiumum APR that can apply is 18% APR. You must maintain property and flood insurance (if necessary) on your dwelling. Maximum loan-to-value is 80% 3You must maintain property and flood insurance (if necessary) on your dwelling. Maximum loan-to-value is 80% 4Annual percentage rate based on an index, the Wall Street Journal Prime Rate (which may vary). The APR can change annually which is January 1st. The APR is Prime plus 3%. Maximum APR is 18% Regular Savings/Regular IRA Savings/Club Savings APR APY .05% .05% $50 minimum balance to earn dividend High Yield Savings Balance APR APY $3,000-$49,999 .10% .10% $50,000 - $99,999 .12% .12% $100,000+ .15% .15% $3,000 minimum balance to earn dividend Share Certificate of Deposits/IRA Certificates Term APR APY 3 Months .03% .03% 6 Months .03% .03% 12 Months .05% .05% 24 Months .08% .08% 36 Months .10% .10% $500 Minimum required to open APY = Annual Percentage Yield; APR = Annual Percentage Rates All rates listed are effective January 7, 2021 and are subject to change without notice. Funds insured to at least $250,000 by the National Credit Union Administration.