Rates

New/Used Vehicle Loan
Term APR as low as1
New Auto Loan  
Up to 36 mo 2.25%
37 - 48 mo 2.75%
49 - 60 mo 3.25%
61 - 72 mo 4.00%
73 - 84 mo 4.75%
Used Auto Loan  
Up to 36 mo 2.75%
37 - 48 mo 3.25%
49 - 60 mo 3.75%
61 - 72 mo 4.50%
73 - 84 mo 5.25%
Personal Loans
Term APR as low as1
Up to 60 mo 8.25%
Home Equity Loans
Term APR as low as1,3
Up to 36 months 3.75% APR as low as
Up to 60 months 3.99% APR as low as
Up to 84 months 4.24% APR as low as
Up to 120 months 4.49% APR as low as
Up to 180 months 4.99% APR as low as
Up to 240 months 5.25% APR as low as
Home Equity Line of Credit
Term APR2
Up to 120 months 4.75% APR
Secured Loans
Loan Type Term APR
Share Secured up to 60 months Div Rate + 3%
Certificate Secured max term of CD Div Rate + 2%
Cash Reserve Line of Credit
Term APR4
Up to 36 months 7.75% APR

APR = Annual Percentage Rate
1Loan rates are listed as low as and are determined by the term of the loan and an evaulation of your credit. All rates quoted are subject to change. You rate may vary from the rate shown above.
2Annual percentage rate based on an index, the Wall Street Journal Prime Rate (which may change). The annual percentage rate may vary periodically. The minimum rate is the prime rate APR floor, and the maxiumum APR that can apply is 18% APR.  You must maintain property and flood insurance (if necessary) on your dwelling. Maximum loan-to-value is 80%
3You must maintain property and flood insurance (if necessary) on your dwelling. Maximum loan-to-value is 80%
4Annual percentage rate based on an index, the Wall Street Journal Prime Rate (which may vary). The APR can change annually which is January 1st. The APR is Prime plus 3%. Maximum APR is 18%

Regular Savings/Regular IRA Savings/Club Savings
  APR APY
  .05% .05%
$50 minimum balance to earn dividend
High Yield Savings
Balance APR APY
$3,000-$49,999 .10% .10%
$50,000 - $99,999 .12% .12%
$100,000+ .15% .15%
$3,000 minimum balance to earn dividend
Share Certificate of Deposits/IRA Certificates
Term APR APY
3 Months .05% .05%
6 Months .10% .10%
12 Months .20% .20%
24 Months .30% .30%
36 Months .40% .40%
$500 Minimum required to open

APY = Annual Percentage Yield; APR = Annual Percentage Rates
All rates listed are effective July 1,  2020 and are subject to change without notice. Funds insured to at least $250,000 by the National Credit Union Administration.