Rates

New/Used Vehicle Loan
Term APR as low as1
New Auto Loan  
 3 - 36 mo 2.24%
37 - 48 mo 3.24%
49 - 60 mo 3.49%
61 - 66 mo 3.49%
67 - 75 mo 3.74%
76 - 84 mo 3.99%
Used Auto Loan  
3 to 36 mo 2.24%
37 - 48 mo 3.24%
49 - 60 mo 3.49%
61 - 66 mo 3.49%
67 - 75* mo 3.74%
76 - 84** mo 3.99%
*2018 - 2022 model years only
**2019 - 2022 model years only
 
Personal Loans
Term APR as low as1
up to 12 mo ($2,500 max.) 4.99%
up to 24 mo 6.74%
up to 60 mo 7.24%
Home Equity Loans/ Line of Credit
Term APR2
Call for rates  
Secured Loans
Loan Type Term APR
Share Secured up to 60 months 4.25%

APR = Annual Percentage Rate
1Loan rates are listed as low as and are determined by the term of the loan and an evaulation of your credit. All rates quoted are subject to change. You rate may vary from the rate shown above.
2Annual percentage rate based on an index, the Wall Street Journal Prime Rate (which may change). The annual percentage rate may vary periodically. The minimum rate is the prime rate APR floor, and the maxiumum APR that can apply is 18% APR.  You must maintain property and flood insurance (if necessary) on your dwelling. Maximum loan-to-value is 80%
3You must maintain property and flood insurance (if necessary) on your dwelling. Maximum loan-to-value is 80%
4Annual percentage rate based on an index, the Wall Street Journal Prime Rate (which may vary). The APR can change annually which is January 1st. The APR is Prime plus 3%. Maximum APR is 18%

Regular Savings/Regular IRA Savings/Club Savings
  APR APY
  .01% .01%
Money Market
Balance APR APY
$2,500-$9,999 .15% .15%
$10,000 - $24,999 .15% .15%
$50,000+ .20% .20%
$2,500 minimum balance to earn dividend

 

Share Certificate of Deposits/IRA Certificates
Term APR APY
3 Months .10% .10%
6 Months .20% .20%
12 Months .30% .30%
24 Months .40% .40%
36 Months .50% .50%
48 Months .50% .50%
60 Months .50% .50%
$500 Minimum required to open

More rates and terms available on our First Commonwealth partner site.

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APY = Annual Percentage Yield; APR = Annual Percentage Rates
All rates listed are effective April 1, 2022 and are subject to change without notice. Funds insured to at least $250,000 by the National Credit Union Administration.