24 Hour Telephone Service

“BART” is our 24 hour touch tone teller.  “BART” (Baker’s Audio Response Teller) allows you to transfer funds, check balances, review transaction history and so much more – 24 hours a day, 7 days a week.

Numbers to reach BART (908) 859-0384 or (800) 332-0479

Debit Cards

A BFCU Visa™ Debit Card works like just writing a check and can be used at any merchant that accepts Visa™.  When you use your Visa™ Debit Card to make a purchase, that amount is debited from your checking account.  You can also use your card at any ATM to get cash.

  • Point of Sale purchases up to $1,500 daily
  • Non present purchases up to $500 daily
  • Withdraw cash up to $500 daily

Verified by Visa helps protect against unauthorized use of your Debit Card.

Sign Up Today

Direct Deposit and Payroll

Safely and convieniently deposit your paycheck or government check with direct deposit.  Direct Deposit allows members to authorize their employer or the government to directly deposit into their BFCU account.  You can also split up your deposit any way that you want!  Pay your loan, deposit into your savings, your holiday account, however you want. Download the form.

Routing number:  221277997

Credit Score Management Services

You hear it on the news, seen it on TV…it's your Credit Score.  Have you ever wondered what makes up your score?  Well, we can help!  Our Loan Officers have been specially trained and certified to review your credit score and determine what is driving your score and what you can do to raise your score.  You will also receive a copy of your credit score for free!  Call (908) 859-2340, option 2 for details. Below is a brief synopsis of what we can teach you.

FICO® Scores: What You Need to Know

pie chartScore Deciding Factors
35% payment history, 30% amount you owe, 15% length of credit history, 10% new credit opened, 10% type of credit.

What Your Score Means to Lenders

  • 800 – 900 EXCEPTIONAL
  • 740 – 799 VERY GOOD
  • 670 – 739 GOOD
  • 580 – 669 FAIR
  • 250 – 579 RISKY

Notary Public and Signature Guarantee Services

Notary Service

Members can have documents notarized free of charge.  Picture identification of the party signing the document is required.

Signature Guarantee

BFCU offers Medallion Signature Gurantee service for our members.  A Signature Guarantee is used for selling, redeeming or transferring securities such as stocks or mutual funds.
Please call ahead to make an appointment for your Medallion Signature Guarantee.

Wire Transfers

BFCU offers both domestic and international inbound and outbound wire services.

Outgoing Wires

You will need the following information in order to complete an outbound wire:

  • The Institutions full name, full address (no PO Boxes) and their 9 digit ABA/Routing number
  • For international wires, need an IBAN or Swift Code along with Institution information
  • Name of individual receiving funds along with their full address as it appears on their account
  • Receiving individuals account number

We cannot complete the wire request without all of the information listed above. We also require your signature in order to complete. Click here for the form.

Incoming Wires

Click here for our incoming wire instructions form. Please do not give out the numbers that appear on the bottom of your checks. The funds will be rejected using those numbers.