Online Banking

Enjoy the freedom of banking from the comfort of your home anytime, day or night.  BFCU’s Online Banking is a FREE service that allows you to access all of your accounts 24 hours a day, 7 days a week.  With Online Banking you will be able to:

  • Balance your checkbook
  • View/print copies of cleared checks
  • Make transfers
  • Make loan payments
  • Request a check be sent

Bill Payer

Paying your bills has never been easier!  With BFCU’s Bill Payer there are no checks to write because all of your payments are made automatically.  With Bill Payer you will be able to:

  • Pay a single bills for one time purchases
  • Pay recurring bills
  • Schedule when you want your payments to be made
  • Review payment history

Mobile Banking

BFCU has gone mobile!  Now you can bank safely and securely from the palm of your hand with BFCU’s Touch Banking App.  The Touching Banking App allows you to access your accounts and perform the same transactions you can do with Online Banking.  You can also access our POP Money® service with our Mobile Banking app.  POP Money® allows you to send and receive money to anyone with mobile numbers and email all with a few simple clicks!

To download the App, log into online banking and select the Access Accounts tab.  Click on Mobiliti and it will take you through the steps to register your device.  You can also download the App directly through Google Play or the App Store and search for TouchBanking  

IMPORTANT:  After you download the TouchBanking application, you will need to enter this App Code to activate it:


You can also register your phone for text banking.  Get quick balance information via text.  You can register under Mobiliti under the Other Services section.                   

Security Tips

BFCU takes safeguarding your personal and financial information seriously. The following mobile security tips and precautions will help protect your account and keep sensitive information private.

  • When not in use, keep your mobile device locked with a password
  • Turn off your mobile browse "remember password"
  • Do not store login information on the mobile device
  • Do not store private information on your phone
  • Never send sensitive account information via text message or unsecure email
  • Take advantage of all security options available on your device
  • Frequently delete browser history and text messages
  • Do not open messages from an unknown sender
  • Take extra precautions when downloading applications to your mobile device and understand the permissions the application is requesting
  • If you lose your mobile device, log into your account from another computer and change your User ID and Password


Mobile Deposits

Don’t feel like driving to our office to make your deposit?  Don’t worry, you don’t have to!  Now you can deposit checks into your account from your living room.  BFCU’s Mobile Deposit allows you to take a picture of the front and back of your check with your Smartphone and it will be deposited into your account.  It is that easy!

Mobile Deposit FAQs

How do I qualify for Mobile Deposits?

You must be a member in good standing, have had your account opened for at least 60 days and be a registered user of online banking along with Mobile Banking

What type of checks can I deposit with Mobile Deposit?

Most domestic checks may be processed through Mobile Deposit.  We are unable to accept Money Orders, Foreign Items, Savings Bonds, or Third Party Checks through Mobile Deposit.  Please refer Mobile Deposit tab under our Disclosure section for further details

Are there any daily dollar limit of deposits that I can submit?

Yes.  There is a daily limit of $1,000 that can be deposited through Mobile Deposits

Are there fees associated with Mobile Deposits?


Do I take a picture both the front and the back of my check?

Yes.  During the process you will be prompted to take a picture of both the front and the back

How do I endorse my check for Mobile Deposit?

You will sign your check with the following restrictive endorsement:

  • Your signature
  • "For Mobile Deposit Only"
  • Acc#_______

How will I know if my deposit has been received?

Under the deposit tab with Mobile Banking, hit the Deposit History tab and you will see your deposit as "pending"

How will I know if my deposit has been processed?

Under the same Deposit History tab, you will see your pending deposit as now "accepted"

When will my deposit post to my account?

Deposits may be made with Mobile Deposit at any time.  If your deposit is made before our daily cutoff time of 2:30 PM EST, your deposit will post to your account the same business day.  Deposits confirmed as received after our daily cutoff time, and deposit confirmed as received on holidays, Saturdays, Sundays or a day that the Credit Union is not open will be credited to your account the next business day

Is my check available immediately?

No.  We do hold checks deposited through Mobile Deposit for 5 business days after the day the deposit is credited to your account

Can I deposit more that one check at a time?

No.  You have to deposit each check separately.  You may make multiple deposits per day, as long as you do not exceed the daily limit of $1000

Do I destroy the check after I make my deposit?

Yes, but not immediately.   After you receive confirmation that we have received the image base on the "pending" message, you must securely store the original check for 30 days.  After 30 days, you must destroy the check by shredding it.

Can I make my initial deposit for my new account through Mobile Deposit?

No.  You account must be opened for 60 days before you can utilize Mobile Deposit

Can I cancel a deposit?

No, once it is showing as pending, you cannot cancel it.

I have a check payable to someone else.  Can I deposit it through Mobile Deposit?

No.  We cannot accept any third party checks through Mobile Deposit.   All payees on the check must be listed on the account in which the check is being deposited.

If a check I submit is returned unpaid, can I resubmit it through Mobile Deposit?

No.  Any check returned unpaid for any reason needs to be resubmitted directly with us at the Branch.

Is Mobile Deposit secure?

Yes. The mobile banking service utilizes best practices from online banking.  Only the mobile devices you personally enroll in the service can access your accounts.  In the event your mobile device is lost or stolen, log into on line banking on your computer and under the Main Menu section of Mobiliti, delete your device by selecting "stop using this device" or deleting your cell phone number. 

If I need additional information on Mobile Deposits, who may I call?

For additional assistance, you may contact one of our Member Service Representatives at (800) 992-2365 Option 1